Uninsured Drivers in Houston
Houston Car Accident Attorney
Under the state's personal injury laws, a person that is hurt in a car accident caused by another driver's negligence can file a claim for damages. These claims are submitted to the driver's insurance carrier, and can result in compensation to cover the costs of medical expenses, pain, suffering, emotional trauma, home care and property damage, among other damages. Although motor vehicle operators are legally required to carry insurance, there are still many uninsured drivers on the road.
When you are injured by an uninsured driver you may believe you have no recourse for compensation. Even a civil lawsuit is unlikely to result in compensation as most uninsured drivers do not have the financial resources to pay monetary damages. The best way to protect yourself is to purchase uninsured motorist (UM) coverage. Texas law requires auto insurance companies to automatically provide UM coverage, which mean most drivers with insurance already have this protection unless the coverage was declined when the policy was executed.
If you have been involved in an accident with an uninsured motorist, contact a Houston car accident lawyer for legal advice and assistance. A car accident lawyer from our firm can verify whether or not the other driver was operating a vehicle without insurance, in addition to determining if an injury claim can be pursued through your own carrier.
Accidents Involving Underinsured Motorists
When an uninsured or underinsured motorist causes an accident resulting in injuries, the victim will need to seek compensation through his or her own insurance company. An attorney at Kennedy Hodges, LLP can provide effective advocacy when negotiating with your carrier for damages. We are a recognized personal injury firm that has over 30 years of combined legal experience in injury cases. Our attorneys will make sure your rights and interests are protected, and your carrier provides the compensation you are entitled to according to your policy. We will do everything we can to help you seek to recover the compensation that you need for your medical treatment and care. Our firm offers a free consultation where an experienced attorney from our firm will review your case and discuss your all of your legal options.
Contact a Houston car accident attorney for legal advice if you were injured in a car accident involving an uninsured driver.